About Kishware

Kishware is a leading banking solution provider with over 12 years of practical experience in creating tailor-made complete native total banking solution for its prospected customers.

Kishware has developed an unrivaled complete package called NEGIN, which consist of more than 32 different applications in four different arenas that include:

    NEGIN Core Banking solution, consist of modules like: GL & Accounting, Deposit, Loan &    Lending, Customer Management, Letter of Credit, Financial & Analytical Reports.
    NEGIN Card Payment System is made up of standard modules include: Switch,Acquirer,    Authorizer, EMV based CardManagement System, Smart Card applications, ATM management,    POS management and etc.
    NEGIN Modern banking solutions are composed of fault tolerant and reliable components    which are suitable for management of e-payment transactions include: Internet Banking, SMS    Banking,Telephone Banking, E-mail Banking and E-Payment gateway.
    NEGIN Office Automation solutions and services such as Payroll module, Assets and    Inventory module, Staff management, Archiving, lottery module, claim and complain life cycle    management,secretariat module and etc.

Islamic-Banking

The NEGIN Core-Banking is the only online banking system in Iran, which is based on Islamic-Banking terms and regulations. It has been used by major well-known governmental and private banks for more than 7 years and completely rolled-out in more than 400 branches with more than 700 ATMs and 3000 POS terminals in their networks.NEGIN Core Banking System Contains the Following Major Moduls & Technology:

    Customer Management Module
    Accounting & G/L Module
    Deposit Module
    Customer Lending Module
    Trade Finance
    Knowledge Management Module

NEGIN Card Payment System

Based on EMV standard & ISO 8583 protocol , NEGIN payment system provids a seamless total solution for banks & financial institutes in order to expand field of their products over all kinds of cards.
Thanks to its modular design, NEGIN card payment system supports both magstripe & chip cards in online & offline mode to provide fully secure service for both of financial/non financial card applications.

ISDC

As a No.1 national supplier of Smart Card payment/service solutions based on EMV 2000 standards, we are supporting various types of Smart Card applications with advanced security features. Our Credit/Debit application called ISDC (Iran Smart Debit/Credit) based on VISA's latest VIS 1.4.0 specification, is one of our products, which has been authorized with Central Bank of Iran (CBI) and has been accepted as the first standard smart card application in Iran's payment network.

ISVS